What does it actually cost to live in Tegucigalpa? After 69 years based here and helping hundreds of expats relocate, Mudanzas Gamundi can give you real numbers — not travel blog estimates. Here's the honest 2026 breakdown.
Three Budget Tiers
- Budget expat: $800-$1,200/month. Tight but doable. You live simply, cook at home, use local markets, take Uber or bus.
- Comfortable expat: $1,500-$2,500/month. The sweet spot for most retirees. Nice apartment, part-time domestic help, dining out 2-3 times a week, full private health insurance.
- Luxury expat: $3,000+/month. Premium neighborhood, full-time staff, private car, best medical coverage, frequent travel.
For context: the "comfortable" Tegucigalpa budget would be a "budget" existence in most US cities. Many retirees find that Social Security alone covers their comfortable-to-luxury lifestyle here.
Rent: Your Biggest Line Item
| Property Type | Monthly Range |
|---|---|
| Furnished 1BR (Palmira, Las Lomas) | $400-$650 |
| Furnished 2BR (expat neighborhood) | $600-$900 |
| House with garden, premium neighborhood | $800-$1,500 |
| Penthouse or luxury residence | $1,500+ |
Long-term leases and paying several months upfront usually get discounts. Listed prices are not final prices — negotiate.
Food and Groceries
A single adult spends $150-$400/month depending on shopping habits:
- Local markets (Mercado San Isidro, Mayoreo): Fresh produce, eggs, chicken, beans, rice — extremely cheap. $30-60/month covers most fresh food.
- Supermarkets (Paiz, La Colonia, Walmart, PriceSmart): Imported goods cost near or above US prices.
- Most expats mix: local markets for fresh produce and meat, supermarket for pantry staples and the occasional imported indulgence.
Dining Out
- Local lunch (corriente): $3-6
- Mid-range dinner (Beer House, Hacienda Real): $15-25 per person with a drink
- Fine dining (La Cumbre, Mediterráneo): $30-50 per person
- Specialty coffee: $2-4
Transportation
- Uber: $3-8 for most in-city trips
- Own car: Gas ~$0.80-0.95/liter. Car insurance $40-80/month.
Most Tegucigalpa expats have a car or use Uber regularly.
Healthcare
- GP consultation: $30-50
- Specialist: $50-80
- Lab panel: $40-100
- Full private health insurance: $80-200/month (healthy adult under 65)
Top private hospitals — La Católica, Centro Médico Hondureño, Viera — deliver care comparable to US private facilities at 20-30% of the cost.
Utilities
- Electricity: $30-80/month (A/C is the big variable)
- Fiber internet 100 Mbps: $30-50/month
- Water: $10-20/month
- Full-time housekeeper: $300-450/month
Budget Summary
| Category | Budget | Comfortable | Luxury |
|---|---|---|---|
| Rent | $400 | $700 | $1,200 |
| Food | $200 | $400 | $700 |
| Transport | $80 | $200 | $400 |
| Health | $80 | $150 | $300 |
| Utilities | $80 | $150 | $250 |
| Entertainment | $100 | $300 | $600 |
| Total | ~$940 | ~$1,900 | ~$3,450 |
Ready to Make the Move?
If these numbers work for you, the next step is planning your relocation. Mudanzas Gamundi, FIDI/FAIM certified and based in Tegucigalpa since 1957, coordinates international moves from any country to Honduras.
Get a free quote here and find out what it really costs to bring your life to Tegucigalpa.